Types of Claims

With years of experience behind us, we have the skill and knowledge to handle
all sorts of insurance claims on property damage, such as fire, water, storms and hurricanes.

A claim can be tricky to settle, but having a trusted party representing you can take a huge weight off your shoulders.

Types of claims
we can help
you settle

  • Business Loss
  • Commercial Claims
  • Fire Damage
  • Marine Damage
  • Mold
  • Pipe Burst
  • Residential Claims
  • Roof Leaks
  • Storm Hurricane
  • Water Damage

Commercial losses are among the most complicated types of claims.

Often, though not always, they apply businesses, lost stock or products, to name a few of the common cases.

The uniqueness of each case makes it hard to generalize, but for the most part they require specialized professionals that can navigate through the complexities of legal interpretation and claims negotiations, skills that most policyholders don't usually possess.

You can trust that our public adjusters will reach the highest possible sum by the end of the process, all the while keeping your best interests in mind.

Maximize your Insurance Claims

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COMMERCIAL CLAIMS

Our role is to take on the arduous task of inspecting the damage, gathering documentation, negotiating and everything involved in the process of settling a claim.

MOLD

When mold is present in our home, our relatives can notice from unpleasant smells to health problems due to continuous exposure. This is mainly harmful to the children living in the house.

CAUSES OF MOLD

  • Roof leaks
  • Wet sink overflows
  • Sewage backups
  • Damp basements
  • Plumbing leaks
  • High humidity

Mold spores cause allergic reactions especially in sensitive people, whether the mold is alive or dead. Similarly, continuous exposure to this condition can make previously non-sensitive people become sensitive.

WATER DAMAGE

Did you know that water damage ranks second on the list of most common types of insurance claims? Damages of this kind can be caused by different causes, from damaged appliances, faulty pipes and even natural disasters, not to mention the long-term effects that you might not find until weeks or even months after the initial damage.

For this reason, you will discover that many companies do not cover water damage, or offer special policies. It makes sense, then, that claims of this nature are so difficult to resolve.

Our guide offers you the best tips on how to file your claim and win it.

Click here to get our free guide to water damage claim.

FIRE DAMAGE

When a fire occurs, the priority is to keep everyone safe. An event like this can be truly devastating, not just because of how quickly it happens, but all the trauma involved.

The damage caused by fire can leave a catastrophic effect due to extreme heat, flames, soot and smoke. We understand how traumatic these occurrences can be.

There are fires that are hotter or faster than others but regardless of the type of fire caused, all leave multiple consequences like rusty metals, damaged products, fabrics with stained colors and more.

Get to know the most common causes of house fires

  • Cooking equipment
  • Electrical
  • Heating
  • Smoking
  • Candles
  • Flammable liquids

There is property damage to evaluate, and then come all the complexities of insurance companies that most people aren't prepared for, not to mention the documents to be presented, filling claims and finally the process of restoring the house.

With our experience on your side, you can ensure that every detail of your fire damage insurance claim is properly prepared and submitted.

PIPE BURST

Pipe explosions are covered in most insurance policies when they are sudden or accidental. It is one of the simplest and most common insurance claims.

This type of situation must be seen to quickly take into account the problems and consequences that an overflowed toilet can cause (the filtration of water to the subsoil, for example).

Good coverage would give you a certain safety net in case of leaky pipes and all the related damage, such as

  • Wall tearing
  • Water damage
  • Mold repair
  • Tile replacement
  • Underlayment

If you find yourself dealing with these issues, give us a call and we'll schedule a free consultation right away.

STORM/HURRICANE DAMAGE

Even after taking the smartest, soundest precautions, you still might find yourself in the uncomfortable situation of dealing with property damage after a storm or hurricane.

It might even happen that you don't realize the damage is there until it's too severe to ignore, and that only exacerbates things.

If this applies to you, get in touch with us ASAP. It is important to know that the damages caused by a storm are more expensive to restore when they are not treated immediately.

If carrying on an inspection, our public adjusters will find everything that needs to be fixed, and take you through the claim negotiation process until it is solved.

ROOF LEAKS

If you are preparing to file an insurance claim for your damaged rooftop, contact us for help. Miami is home to erratic weather, especially throughout the spring and hurricane seasons.

With thunderstorms and hurricanes all possibilities, storm damage to roofing systems is common. But homeowners are not well-versed in the complex process of filing insurance claims and often lose out the financial benefits they are entitled to. We’re here to help!

When to Call for Roof Leaks Inspection?

The first mistake most homeowners make is waiting too much to call for a roof inspection. Unless there are obvious damages (like a leak or puncture), they may choose to wait until the problem becomes clear. But that can be too late.

As soon as a storm occurs in your area, you should look for signs that would let you know if your topside surface has been damaged.

These signs include:

  • Dents in your vinyl siding or car
  • Visibly missing pieces of roofing material like shingles in your yard
  • Fallen branches on the rooftop
  • Neighbors having repairs or roof replacement done

The best thing to do in case of a roof leak is to deal with it quickly. While most people would until the problem becomes unavoidable, for any number of reasons, it is far better to make sure it never gets to that point. Check your roof periodically and after every storm, and if you find anything that needs to be fixed, don't hesitate to get in touch with us.

Do not hesitate: get your Free Insurance Policy Consultation today!